Get a plain-English review of your policy from a 10+ year insurance adjuster
Carr coverage consulting
Most people haven't. It's dense, confusing, and full of legal language that seems designed to confuse you.
Here's the problem: When something goes wrong with your home, that's when you discover what's actually covered. And by then, it's too late to do anything about the gaps.
Carr coverage consulting
I've reviewed thousands of policies and handled countless claims. I know exactly where homeowners get caught off guard - and I can help you avoid those surprises.
I started this service because I got tired of seeing people discover their coverage gaps only after filing a claim. You deserve to understand what you're paying for before you need it.
Carr coverage consulting
I'll read your entire policy (yes, every page) and give you a clear, plain-English explanation of:
✓ What's actually covered (you might be surprised)
✓ What's NOT covered (this is usually the eye-opener)
✓ Common exclusions and limitations in your specific policy
✓ Coverage gaps you should be aware of
✓ Recommendations for what to consider discussing with your agent
✓You'll get a detailed written report that breaks everything down in language you can actually understand - no insurance jargon, no confusion.
Carr coverage consulting
In my 10+ years as an adjuster, I've seen homeowners discover too late that:*Their "full replacement cost" coverage had limits they didn't know about.
*Sewer backups weren't covered (one of the most common claims)
*Their detached garage or shed wasn't included in their dwelling coverage
*Expensive items like jewelry or electronics had coverage caps way below their valueDon't wait until you file a claim to find out what's NOT covered.
Carr coverage consulting
This is for you if:-You just bought a home and aren't sure what your insurance actually does.
-You've had your policy for years but never really understood it.
-You're worried you might not be properly covered.
-You're planning a major renovation and want to make sure you're covered"
-You want to know you're protected BEFORE you need to file a claim"
Carr coverage consulting
Your Policy Review Includes:
✓ Complete policy review (every page)
✓ Written report in plain English
✓ Coverage gap analysis
✓ Personalized recommendations
✓ 14 days of email support for questions about your report
Carr coverage consulting
Complete Policy Review: $199Here's what you get:-Full review of your entire policy (every page)
-Written report in plain English explaining your coverage
-Coverage gap analysis with specific recommendations
-14 days of email support for questions about your reportMost homeowners discover at least one significant coverage gap they didn't know about. This review pays for itself by helping you avoid claim denials and surprises.
Carr coverage consulting